What the work actually is

You write insurance problems hard enough to break a frontier model, then judge whether its answer would survive review by a senior underwriter, adjuster, or compliance officer. A task might be a commercial property submission with conflicting COPE data and a request for a quote rationale; a first-party claim where the policy's anti-concurrent causation clause decides coverage; a producer-compensation arrangement that raises a state regulatory question. Each item ships with a defensible reference answer, the policy language or regulatory citation it rests on, and notes on why plausible wrong answers are wrong.

The second half of the job is evaluation. You read model output and mark it against your own rubric — not on style, but on whether it applied the right form, respected exclusions and endorsements, handled state variation, and reached a conclusion an insurer could act on. Feedback needs to be specific enough that an engineer with no insurance background can see the error: "treats a claims-made policy as occurrence, so the reported-date analysis is irrelevant" rather than "incorrect."

What the screen looks for

  • Where your depth actually is. P&C personal lines, commercial casualty, life and health, reinsurance, surplus lines — these are different jobs, and the screen probes for one you can defend under follow-up rather than a survey of all of them.
  • Whether you cite. Strong candidates reach for ISO form numbers, a specific state statute or bulletin, an NAIC model, or an SAO requirement instead of talking in generalities.
  • Tolerance for ambiguity. Coverage questions where the correct answer is "it depends on the endorsement schedule" need to be written so a grader can still score them.
  • Designations and publication or regulatory history are treated as evidence, not as gates. CPCU, CLU, ChFC, ARM, and AINS are noted as a plus.

Logistics

Fully remote and asynchronous — no standing calls. Work arrives in batches; contributors commonly report 5–20 hours a week, with volume tied to whichever lines of business the current project needs. Pay is hourly, invoiced against submitted and accepted work, and the $60–100 band reflects observed rates rather than a guarantee. Engagement is contract, with no minimum commitment beyond agreed batch deadlines.